The majority of employed Kenyans have some form of side hustle. These are often seen as more rewarding than the day job however sadly most fail mainly because of a lack of oversight. Popote Pay enables one to micromanage their side hustles without being physically present & with minimal time spent which drastically improves the chances of success.

Example use case:

Assistant gets the price of items needed & using the Popote Pay App creates payment to the supplier Owner receives an SMS notification, using the popote pay app they review the details, categorizes & approves Payment is instant, the supplier receives it & hands items over to the assistant, who can now get back to work At the end of each week owner receives the weeks expense account via email. They can also download it for any period using the app or web The expenditure into each side hustles is separated so one can more easily know which are the most profitable & double down on them

Most SMEs start out of the owners skill or passion but with growth they find most of their time being spent on administration. Of these duties managing expenditure is the most time consuming. Popote Pay reduces the time it takes while improving how well it is done, so owners & managers of SMEs can get on with more important things

Example use case:

Accountant using app or computer creates payment requisitions with details such as the GL category, explanation notes & attachments Payment requisitions can be from Kes 100 to 10M so everything from petty cash, A/C Payables, Payroll, utilities & even taxes can be paid The approvers usually the finance manager & owner receive SMS notifications & review details. The manager approves if within their limit otherwise the owner does Payment is instant to mobile nos on any network, tills, paybills & Bank accounts. International transfers are also completed in 2 days. Therefore the recipient is happy Payment is instant to mobile nos on any network, tills, paybills & Bank accounts. For payroll PAYE, NHIF,NSSF amounts are calculated & paid at the same time. For Vat a single statement is compiled that can be used when filing monthly returns The owner has accurate expenditure records at their fingertips while the finance manager can export the data to their accounting package, quickbooks or excel

Corporates have well defined systems in account payables & use accounting or ERP systems for requisition & approvals of expenditure prior to cash being handed out, cheques being written or bank transfers instructed. Popote Pay provides an API integration that empowers these systems to complete payments digitally

Example use case:

Accountant using accounting system or ERP creates payment requisitions with details such as the GL category, explanation notes & attachments Payment requisitions can be from Kes 100 to 50M so everything from petty cash, A/C Payables, Payroll, utilities & even taxes can be paid The approvers by hierarchy receive SMS or email notification, review the details & approve Payment is instant to mobile nos on any network, tills, paybills & bank accounts. International transfers are also completed in 2 days The accounting system or ERP is updated. Using Popote Pay management have detailed expense analytics at their fingertips without the complexities of the accounting system

Chamas in all their different configurations & goals are a great way of leveraging the power of many, however they often fail because of the difficulty in following up contributions & lack of transparency in expenditure. Popote Pay handles both contributions & expenditure enabling the chama operate optimally

Example use case

Once signed up, officials are added as creators & approvers of payments while members are added as contributors. All receive a notification to download the app Using the app members can make their periodic contributions by pulling funds from their mpesa as & when required. Officials can also send reminders within the app Accumulated contributions can either be settled to the bank account or expended against the projects or activities being undertaken by the group Officials can create & approve requisitions according to their hierarchy. Payments can be categorized by projects & tracked against agreed budgets All members can access contributions & expenditure reports for themselves saving time in meetings & causing trust through transparency

NGOs make use of donor funds however statistics show that as much as 70% of funds never reach the grassroots level where it is meant to make a difference. Popote Pay cuts out the middlemen in funds disbursement by delivering payments to the individual final beneficiaries en-masse while making it easy to account back to donors

Example use case:

Field operatives register aid recipients with fingerprint biometrics using the Popote Pay app. They also take their mobile phone number if available or their nearest mpesa agents number if not Lists of the aid recipients are prepared in excel as & when needed. They are uploaded on Popote Pay as a bulk requisition to either their mobile numbers or their nearest agents number The approvers, usually the project manager by hierarchy receive SMS or email notification, review the bulk details & approve Recipients visit their nearest mpesa agent where the agent biometrically confirms their identity prior to giving out the cash Project managers can filter & download disbursement data or the donors can do it themselves for real-time auditing

Institutions both government & non-government often experience cases of fraud in expenditure, from pilferage of petty cash, inflation of invoices, collusion with suppliers & payment of ghost workers. Popote Pay curbs corruption in expenditure through a rigorous requisition/ approval process & traceability of funds to final recipients

Example use case:

Accountant using accounting system or ERP creates payment requisitions with details such as the GL category, explanation notes & attachments Payment requisitions can be from Kes 100 to 50M so everything from petty cash, A/C Payables, Payroll, utilities & even taxes can be paid The approvers by hierarchy receive SMS or email notification, review the details & approve Payment is instant to mobile nos on any network, tills, paybills & bank accounts. International transfers are also completed in 2 days Offer your customers additional financial services based on them having accurate expense accounts & P&L generated automatically by Popote The accounting system or ERP is updated while using Popote Pay the management can review detailed expenditure statements & analytics

We simplify expenditure so you can get on with running your business!

As a business owner or manager;

  • Are you fed up handling petty cash, the risk withdrawing it, misuse & tedious reconciliation?
  • Do you find yourself in the office just to sign cheques, or being followed when out to do so?
  • Are you still paying workers in bulk by cash or by the process of sending a list to your bank?
  • & do you struggle to maintain expense accounts & easily retrieve records when needed?

These headaches are now a thing of the past because Popote Pay enables your business, no matter its size, to go 100% digital on payments. It offers sky high transaction limits & instant multi-channel delivery with a host of management & expense accounting features which reduce losses, increase efficiency & drive growth & profits.

Popote Pay gives you control over expenditure, so you can run your business like a BOSS.

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Business

Operations

Pay for absolutely everything from petties, supplies, salaries, utilities & taxes. Collaborate on requisition/approvals with your team. Simplify bookkeeping

Savings

Park surplus funds from your wallet into fixed deposit for as little as 7 days and receive interest at attractive rates much higher than those offered by Banks


Features

Wallet

Access all your sources of funds in one place. Link your Bank or Mpesa Acs or deposit cash through any branch of our partner banks

Payments

Pay without daily limits in single or bulk to mobile nos, buygoods, paybills & bank accounts, with instant delivery, 24 hours a day

Teamwork

Accountants can create payment requisitions which managers or owners review & approve from anywhere, on their device


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